Get unbiased help with health insurance and check-ups
Tell us what you need. A real advisor will call you back with clear options: the right cover for your family, the right tests for your age, at a fair price. No pressure, no jargon.
- Compare policies on what matters: room rent, co-pay, waiting periods, network hospitals
- Cover for parents and seniors, including pre-existing conditions
- Help porting a policy or fighting a rejected claim
- Preventive check-up packages from accredited labs, with home sample collection
How it works
Tell us your need
Three short steps. No documents, no payment.
Talk to an advisor
We call at your chosen time and explain options in plain language, in English or Hindi.
Decide in your own time
Compare, ask questions, take a written summary. Buy only if it is right for you.
Before you decide, read these
How to Choose a Health Insurance Policy in India: A Plain-English Checklist
How to choose health insurance in India: sum insured, room-rent limits, co-pay, waiting periods, claim ratios, top-ups, porting and tax benefits.
Health InsuranceCashless vs Reimbursement Claims: How Health Insurance Claims Work Step by Step
Cashless vs reimbursement health insurance claims, step by step: pre-authorisation, IRDAI timelines, documents, rejection reasons and how to complain.
Health InsuranceHealth Insurance for Parents and Senior Citizens: What Actually Matters
Health insurance for parents and senior citizens in India: pre-existing diseases, waiting periods, co-pay, PM-JAY 70+ cover and higher tax benefits.
Questions people ask
Is the advice really free?
Yes. You pay nothing for advice. If you choose to buy a policy or book a test through a partner, the partner may pay us a referral fee; it never changes the price you pay.
Who will contact me?
A Nirog advisor or a vetted partner: an IRDAI-licensed insurance intermediary for insurance requests, or a NABL-accredited lab or registered clinic for check-ups. We share your details only for the request you make.
Will I get spam calls?
No. We contact you only about your request, at the time you choose, and you can opt out at any time. We never sell your data to random call centres.
Do you recommend one insurer over another?
We compare features such as room-rent limits, co-pay, waiting periods and network hospitals against your needs. We don't push a single company.
Nirog.com is an information and referral platform. We are not an insurer or a medical provider. Insurance is solicited only by IRDAI-licensed partners; read the policy wording before you buy.